Lending interest rate (%)

For 2025, Lending interest rate (%) is led by Madagascar at 60.00%. This page combines ranking, historical trend, and map-based distribution.

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.

Countries ranked 69
Snapshot year 2025
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0.015.030.045.060.0MadagascarMadagascar: 60.00%60.0ZimbabweZimbabwe: 46.36%46.4ArgentinaArgentina: 46.02%46.0BrazilBrazil: 45.33%45.3Gambia, TheGambia, The: 22.00%22.0Sierra LeoneSierra Leone: 21.44%21.4UkraineUkraine: 19.70%19.7AngolaAngola: 19.37%19.4HondurasHonduras: 18.58%18.6MozambiqueMozambique: 17.53%17.5GeorgiaGeorgia: 15.79%15.8AzerbaijanAzerbaijan: 15.34%15.3
Rank Country Value
1 Madagascar 60.00%
2 Zimbabwe 46.36%
3 Argentina 46.02%
4 Brazil 45.33%
5 Gambia, The 22.00%
6 Sierra Leone 21.44%
7 Ukraine 19.70%
8 Angola 19.37%
9 Honduras 18.58%
10 Mozambique 17.53%
11 Georgia 15.79%
12 Azerbaijan 15.34%
13 Suriname 14.50%
14 Colombia 14.31%
15 South Sudan 14.29%
16 Armenia 13.78%
17 Haiti 13.01%
18 Guatemala 12.85%
19 Burundi 12.37%
20 Jamaica 12.14%
21 Bhutan 11.76%
22 Maldives 11.63%
23 Iceland 11.01%
24 Belarus 10.95%
25 South Africa 10.69%
26 Timor-Leste 10.41%
27 Bolivia 10.19%
28 Uruguay 10.06%
29 Seychelles 9.85%
30 Nicaragua 9.16%
31 Mauritius 9.00%
32 Moldova 8.99%
33 Mexico 8.79%
34 Bangladesh 8.62%
35 Romania 8.52%
36 Indonesia 8.50%
37 Belize 8.48%
38 Vanuatu 8.45%
39 Samoa 8.39%
40 Guyana 8.23%
41 Jordan 8.10%
42 Hungary 8.01%
43 Algeria 8.00%
44 Cabo Verde 7.75%
45 Tonga 7.56%
46 St. Vincent and the Grenadines 7.06%
47 Costa Rica 6.88%
48 Grenada 6.86%
49 St. Kitts and Nevis 6.52%
50 Antigua and Barbuda 6.39%
Some World Bank indicators are published with a lag. The site always shows the latest actually available year for each country and indicator.

Analytical takeaways

  • Madagascar sits at the top of the Lending interest rate (%) distribution in 2025 at 60.00%, with a lead of 13.64% over the next country.
  • The median country in the current global snapshot is Romania at 8.52%, which helps frame the center of the distribution rather than only the leaders.
  • At the lower end of the current sample sits Thailand (3.94%), and the page currently covers 69 countries.

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