Lending interest rate (%)

For 2025, Lending interest rate (%) is led by Madagascar at 60.00%. This page combines ranking, historical trend, and map-based distribution.

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.

Countries ranked 69
Snapshot year 2025
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0.015.030.045.060.0MadagascarMadagascar: 60.00%60.0ZimbabweZimbabwe: 46.36%46.4ArgentinaArgentina: 46.02%46.0BrazilBrazil: 45.33%45.3Gambia, TheGambia, The: 22.00%22.0Sierra LeoneSierra Leone: 21.44%21.4UkraineUkraine: 19.70%19.7AngolaAngola: 19.37%19.4HondurasHonduras: 18.58%18.6MozambiqueMozambique: 17.53%17.5GeorgiaGeorgia: 15.79%15.8AzerbaijanAzerbaijan: 15.34%15.3
Rank Country Value
51 Montenegro 6.32%
52 St. Lucia 6.25%
53 Norway 5.88%
54 Dominica 5.77%
55 Brunei Darussalam 5.50%
56 Macao SAR, China 5.45%
57 North Macedonia 5.42%
58 Hong Kong SAR, China 5.18%
59 Kuwait 5.03%
60 Malaysia 4.82%
61 Qatar 4.75%
62 Czechia 4.67%
63 San Marino 4.62%
64 Bahamas, The 4.25%
65 Bulgaria 4.24%
66 Bosnia and Herzegovina 4.22%
67 Korea, Rep. 4.19%
68 Italy 4.07%
69 Thailand 3.94%
Some World Bank indicators are published with a lag. The site always shows the latest actually available year for each country and indicator.

Analytical takeaways

  • Madagascar sits at the top of the Lending interest rate (%) distribution in 2025 at 60.00%, with a lead of 13.64% over the next country.
  • The median country in the current global snapshot is Romania at 8.52%, which helps frame the center of the distribution rather than only the leaders.
  • At the lower end of the current sample sits Thailand (3.94%), and the page currently covers 69 countries.

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